What sets us apart in our practice? Only by starting at a different place can we expect to end at a different place. If we start with you, and your values and goals, what we end up with will only follow. Our clients generally come to us with a variety of goals, fears, holdings and previous advice, yet very few have a written financial plan that pulls it all together. And why try to pull it together if it isn’t driven from a person’s real values? That’s where we start. In fact, that’s also where we end up. Everything we do, at each part of the process and often for years after, we back-test against your values. Through warm, friendly discussion, we together determine the things that really matter to you. Once we have a good idea of where you are today, we go to work on your behalf, designing a road map to lead from present to future with confidence. Our work is written in customized reports that are tailor-made for you. We review the reports together and answer any questions that arise. Often, we end up re-writing parts of the report based on further feedback from you. Finally, a checklist is presented with priorities noted to enable sure implementation of the desired results. But our job doesn’t end there. With scheduled follow-up meetings, by phone and in person, we keep the plan current to keep you on your path.
Incorporated Professionals
Customized solutions based on you, plans for to accumulate and protect your wealth.
Business Owners
Strategies to help increase your personal cash flow, keep key employees and protect your business.
Personal Financial Planning
Working closely with clients to achieve their financial goals.
Latest News

Tax Tips You Need To Know Before Filing Your 2022 Taxes

Different types of life insurance explained

2022 Year End Tax Tips and Strategies for Business Owners

Insurance Planning for Incorporated Professionals

Don’t lose all your hard-earned money to taxes

Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

Financial Planning For Self-Employed Contractors

Permanent versus Term Life Insurance – What are the Differences?

Easy Exit: Business Succession in a Nutshell

2022 Federal Budget Highlights

2021 Income Tax Year Tips

Life Insurance after 60- is it necessary?

2021 Year-End Tax Tips for Business Owners

The Five Steps to Investment Planning

Estate Freeze

Do you have enough for retirement?

Importance of a Buy-Sell Agreement

Estate Planning for Retirees and Mature Families

Federal Budget 2021 Highlights

What’s new for the 2021 tax-filing season?

Group Insurance vs Individual Life Insurance

2021 Financial Calendar

Government of Canada to allow up to $400 for home office expenses

Business Owners: 2020 Tax Planning Tips for the End of the Year

Highlights of the 2020 Federal Fall Economic Statement | Additional $20,000 CEBA loan available now

Personal Tax Planning Tips – End of 2020 Tax Year

Paying for Medical Expenses

The Difference between Segregated Funds and Mutual Funds-Infographic

6 Steps to Retirement Success

Canada Emergency Wage Subsidy expanded to include more businesses!

Canada Emergency Wage Subsidy extended into December!

Insurance Planning for Business Owners

CERB Extended | Business Owners who did not qualify previously – expanded CEBA starts June 19th

Insurance Planning for Young Families

Small Businesses! Applications for Canada Emergency Commercial Rent Assistance starts May 25th

Expanded eligibility for CEBA $40,000 interest-free loan

Extended! Canada Emergency Wage Subsidy extended beyond June

Apply for Canada Emergency Wage Subsidy starting April 27th | Calculate your subsidy

New Canada Emergency Commercial Rent Assistance | Canada Emergency Business Account Expanded

Expanded eligibility for Canada Emergency Response Benefit (CERB) & Boosted wages for Essential Workers

Applications for the Canada Emergency Business Account starts TODAY!

Rules changed to allow more struggling business owners access to CERB, Wage Subsidy. Summer jobs program increased to 100%

Tax Loss Selling

Help for Small/Medium Businesses & Entrepreneurs – 75% wage subsidy, $40,000 interest-free loan & more

Coronavirus & Market Uncertainty – $82 billion in aid for Families and Businesses

Coronavirus & Market Uncertainty – Federal Government $20 billion economic aid package

Salary vs Dividend

Comparing TFSAs and RRSPs – 2020

RRSP Tax Savings Calculator for the 2019 Tax Year

2020 Financial Calendar

Business Owners: 2019 Tax Planning Tips for the End of the Year

2019 Tax Tips for Employees

Succession Planning for Business Owners

Retirement Planning for Business Owners – Checklist

Investing as a Business Owner

Accessing Corporate Earnings

Financial Planning for Incorporated Professionals

Estate Planning for Business Owners

10 Essential Decisions for Business Owners

Tax Lines to Look Out for 2018 Income Tax Year

2019 Federal Budget

Do you REALLY need life insurance?

5 Reasons for an RRSP – 2019

2019 Financial Calendar

Tax Planning Tips for End of 2018

The Importance of a Financial Plan

Financial Planning for Business Owners

Getting the best from a financial advisor

2018 Federal Budget Highlights for Business

2018 Federal Budget Highlights for Families
